We expect commenters to treat each other and the blog writers with respect.
We review all comments before they are posted, and we won’t post comments that don’t comply with our commenting policy. But keep in mind, this is a moderated blog. Your thoughts, ideas, and concerns are welcome, and we encourage comments. The purpose of this blog and its comments section is to inform readers about Federal Trade Commission activity, and share information to help them avoid, report, and recover from fraud, scams, and bad business practices. If you spot a scam, the FTC wants to hear about it. If you’re tempted, slow down, hang up, and log into your student loan account to review your options. They promise special access to repayment plans or forgiveness options - which don’t exist. Scammers try to look real, with official-looking names, seals, and logos. Don’t trust anyone who contacts you promising debt relief or loan forgiveness, even if they say they're affiliated with the Department of Education.If you share it, the scammer can cut off contact between you and your servicer - and even steal your identity. Anyone who says they need it to help you is a scammer. Don’t give away your FSA ID login information.If your loans are private, go directly to your loan servicer. There’s nothing a company can do that you can’t do yourself for free. Never pay for help with your student loans.So, before you act, know how to spot the scams: Scammers are likely to start blasting out robocalls and texts about “helping” you with your loans. If you’re worried about repaying your loans, the offers to “help” can be tempting. If you’ve defaulted on your loans, Look into the Fresh Start program. Use FSA’s Loan Simulator to estimate your monthly payments and compare your repayment options. This way, you’ll get timely updates about your repayment plans. Update your contact information with FSA and your loan servicers.They’re listed on your Federal Student Aid (FSA) account dashboard. It’ll help to start getting ready for repayment now. So how will you know what’s real and what’s a scam? But you might also be hearing from scammers who take advantage of confusion around big news like this. If you have federal student loans, you’ve probably heard about the Supreme Court decision and know that repayments are restarting in October. Identity Theft and Online Security Show/hide Identity Theft and Online Security menu items.Unwanted Calls, Emails, and Texts Show/hide Unwanted Calls, Emails, and Texts menu items.Money-Making Opportunities and Investments.Jobs and Making Money Show/hide Jobs and Making Money menu items.Credit, Loans, and Debt Show/hide Credit, Loans, and Debt menu items.Shopping and Donating Show/hide Shopping and Donating menu items.
0 kommentar(er)
